After marrying the hubby, one of the first things to go were my credit cards. Aware that budgeting is not one of my greatest skills, the hubby decided to cut-off and discontinue all my cards.
To quote, “I should learn to live according to my means.”
Unfortunately, a credit card is a very important tool for travel fiends like me — yes, even if I am pretty much always after a very good deal.
A few posts back, I insinuated about getting an ePrepaid card in order to fund my online purchases like plane tickets and hotel reservations. After a while, it gets pretty tiring asking people to book your tickets for you. After choosing between two banks, I figured that it’s better to get BPI since my savings and payroll account are both from the same bank. This lessens the hassle of transferring from one bank to another. I just log in using my Express Online account and voila! It’s locked and loaded and ready to use for online booking!
Applying for an express card is easy. In my case, I applied online by filling out the form available at the BPI Express website. . You will need to indicate the BPI branch nearest you where they will send the prepaid card after 5 days.
You will need to pay PHP500 while claiming the card — then if you have express online, apply it to said feature so that you can transfer money from your savings account to the debit card. This is what I did especially with the pressing need to find and book a hotel for the upcoming Taipei trip.
I already got the chance to use my ePrepaid Card when I chanced upon CityInn Hotel Plus on TripAdvisor. While I mentioned in one of my earlier post that I am partial to getting Keyman’s Hotel due to its proximity to Taipei Main Train station and to its marvelous Japanese rooms, I decided to go with CityInn due to its amazing room designs, its sleek interiors and the fact that it’s new. It also doesn’t help that it consistently rated high at Trip Advisor.
I was actually supposed to book the CityInn Hotel III which was nearest the Taipei Main Station but a quick check on their very efficient reservations system revealed an almost filled up hotel, the same goes for its CityInn Hotel II branch. In the end, I decided to go with City Inn Hotel Plus is Ximending, the so-called Harajuku of Taipei.
Cliche as they may sound — booking is as easy as 1-2-3. To confirm my reservations and in order to pay the 30% deposit, I entered my card details similar to how you do it with a credit card. Booking was immediately confirmed. After just an hour, I already had CityInn Hotel Plus calling my mobile phone long distance to confirm the reservations and arrange the transfers from airport to the city (we are arriving at 12:40 and after immigration and all that, might be able to go out the airport by 1:30AM).
So, if you are the type to trawl the various websites of airlines looking for cheap deals and still wouldn’t want to get buried in credit card debt, perhaps you might be interested in getting a prepaid card. This way, we can still satiate our wanderlust yet still be responsible with out finances.